Reasons You Should Always Carry $200 in Cash

Posted by admin
on September 24, 2018

Reasons You Should Always Carry $200 in Cash

All of us are in need of money to buy basic needs. As purchasers, we pay to utilize antiquated money or the more complex credit or check cards. Cards ended up prevalent sixty years back, and today they are used more as often as possible than money. However, when you are after all other options have been exhausted and can’t make use of either card, keeping $200 in real money on you is the following best option for nine reasons.

  1. Electric framework shutdown

This is genuinely a bad dream that can destabilize the whole nation, making all power in the nation close down. This situation will kill your credit and check cards, so you make use of them anywhere as well as anyhow. In addition to that fact; it’s great to convey cash, yet purchasing $200 worth of provisions before it happens is basic to survive the trial.

  1. Fixed Visa charges

Both sorts of cards can freeze because of misrepresentation. Lots of financial institutions such as banks charge cards because they lack of security. Charge cards can pile because of lack of the will to pay installments as they are expected. If you get one of these sorts of cards and you fail making using them well you might pay so much; therefore, use them to purchase just what you require.

  1. Auto Battery

Sometimes your auto battery separates following two or three long stretches of use. You might be at home or even out and about when that motor won’t begin. However, if you have a convenient “Triple A” account, call them and request them to send you a service vehicle that will bring you auto batteries. Sometime back, my better half and I went shopping, we returned to the auto and it wouldn’t begin. She considered Triple A and they conveyed a service vehicle. Our auto was in need of a new battery. The battery cost about $150 money promptly. We could have utilized a credit or check card. However, we’ve paid approximately $15 more.

  1. Tow

Whenever your car fails to start and you don’t have Triple-A, calling a solid towing service might be the only solution, which in essence it is very expensive. The individual towing your vehicle will request installment in real money if he has his own particular towing business. As indicated by the Angieslist site, the normal 40-mile tow costs approximately $75 to $125. However, a tow to another city may cost $200.

  1. Bolted out of your auto

You return to your automobile in the wake of shopping or working throughout the day, you get to your auto, search for the keys. However, you realize that they are not there. You recall you don’t have an extra key, so you may have to consider calling a mobile locksmith to come to you and more importantly make another key. This activity might cost you a fortune. As indicated by the Home adviser site, the most recent normal charge for a locksmith is $150.

  1. Purchasing gas with money

If you utilize the credit/platinum card scanner at little markets to procure gas, you will probably be ripped off by hoodlums who introduce card reader that takes your private card info. I usually go to the cashier and tell him or her, “I need $20 on pump number 3 as well as a receipt, it would be ideal if you obviously, you should make a general count of what number of gallons your auto needs and duplicate that by the cost for one gallon. I request a receipt on the off chance that I require less gas, so I can get a discount for the distinction. You will utilize money over and again to pay for gas when you’re on a trek.

  1. Insect markets, pawn shops, expressions and art fairs

When you’re in the midst of a furlough or at home, you may appreciate visiting off the beaten path little shops. A considerable lot of their things are shockingly modest. Thus, take a couple of $1, $5, and $10 bills on the off chance that you get a few treats.

  1. Eateries and bite machines:

such a significant number of eateries acknowledge money just, particularly out of the way “plunges.” Also, “drive-through” cheap food eateries dependably take money, because paying with credit and platinum cards takes up additional time and are less advantageous. Tidbit machines are accessible in numerous areas, for example, the working environment, junior colleges, and colleges. If you work or concentrate on these spots throughout the day, nibble machines are great spots to get some sustenance. Most acknowledge money.

  1. Tipping

Waiters and servers dependably value being tipped in real money (utilize $1’s, $5’s, and possibly $10’s). You will require about $200 for continued tipping when you take some time off because you will undoubtedly eat at numerous eateries.

Paying with credit and check cards are advantageous approaches to buy what you need and need. At times, you can’t simply pay with either card, so squirreling without end $200 in real money with you when going out can be a lifeline. In crises, credit and check cards can be of little utilize like: national electric network shutdowns, solidified cards, street crisis help. Different occasions, you will require a similar measure of money for things when you leave town: gas, bug markets, eateries, nibble territories, and tipping.


There are many reasons as to why you need emergency cash in your pocket and some of them are as mentioned above and many more. Walking with some hard cash in the pocket will not only save you the embracement but help you in time of need or whenever an emergency occurs. Many people have fallen victim to unforeseen emergency thus hindering their functionality. Therefore as it stands, having a little cash in your pocket, for instance, $ 200 might be the key to your frustration. Always gave a plan B whenever using handmade machine such as cars because that is the only thing you need.


Quick Credit Pte Ltd

Quick Credit legal moneylender is the best money lender you will be able to get in the west area of Singapore. Any money related, we will be able to you to solve. Our friendly loan staff will design a good loan package to help you clear off all your outstanding debts. Moreover, Quick Credit is one of the few money lender open on Sunday!

Intention to get more information about how you can get a loan from us? You can reach us by email to Our staff will get in touch with you as soon as possible. Besides that, you also can drop us a message here .

Alternatively, you can call us at +65 6899 6188. Or visit our office at 2 Jurong East Street 21 #04-01A/B IMM Building Singapore 609601.


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Golden Rules to Always Borrow Loans Like a Boss  

Posted by admin
on September 18, 2018

Golden Rules to Always Borrow Loans Like a Boss  

In this world, all of us wish to be self-sustaining financially; wherein there is never a need to visit a loan specialist to meet the money holes. It sounds excessively of comfort and upbeat living. Isn’t? Anyway, the fact of the matter isn’t that substantial numbers of individuals have no clue on the financial issues. We have a multibillion loaning industry blossoming with the tremendous loophole between the purchaser requirements for credit.

With the coming of the FinTech industry, it has turned out to be less demanding than any time in recent memory to get the required assets, let’s say, in a matter of a couple of hours you can get a loan. Numerous loan specialists even gloat off to expand the financial help in a flash as well! The administration and handling as problem-free as it can get today.

Even though the channels for acquiring have mushroomed to compress the dividers amongst moneylenders as well as borrowers, the essential standards for applying a loan are extensively the same. You ought to never get more than what you require; and guarantee credit moderateness in the meantime. Here is a speedy rundown of five total principles for picking on the correct loan provider with the goal that a debt will never oppress you in your lifetime. More so, before getting into the nitty-gritty, there is need to read previous client reviews that will help you have a glimpse of what your lender is. Most institution usually entices clients with great and snappy loans only to frustrate the clients later on. Let’s get a clear picture on what entails these loans in a 5 point write up.

  1. Acquire as indicated by your reimbursement limit

It doesn’t matter if one is Christian or not, it isn’t about confidence in self-reliance; it is sober-minded to not acquire past your income or what you might be earning. Continuously raise credit in the wake of surveying your reimbursement limit. Obtaining more than reasonable credit breaking point or acquiring more than 50 for each penny of your salary harms your financial assessment and credit worth.

In the present time, it isn’t exceptional to obtain in spite of a low score as considerable measures of credit offers are constantly accessible. Regardless of loan accessibility, you should entirely acquire if you require one.

  1. Attempt to buy for here and now; don’t obtain for longer-term superfluously

While it was constantly fitting to guarantee the moderateness or simplicity of installment of the credits, you should believe in the meantime guarantee that you are not stretching out the installment length basically to keep the portions low. For, bigger would be the residency; more noteworthy would be the cost of credit. While raising a loan, you should attempt to spare however much on the loan enthusiasm as could be expected. If you have transitory reserve bothers, you can start the credit with little portions; and later on, either prepay or renegotiate the loan to spare the extra installment of loan intrigue sum.

  1. Be restrained in loan reimbursements

Amongst the widely perceived motivations to pulverize one’s financial assessment is to postpone the credit charge reimbursements. Many individuals understand the mix-up after a credit dismissal. It is accordingly prudent that the sooner you computerize the loan reimbursements and credit charges the better it is for your credit wellbeing. Additionally, you may intentionally adjust a similar reimbursement date for various records so that there are lesser issues to deal with the reimbursement date. Continuously remember: A single day delay is the same as seven days’ deferral. It is along these lines critical to pay before the due date slips.

  1. Do whatever it takes not to obtain for venture or unaccounted dangers

Loans ought not to be coordinated to pay for ventures or unstable hazardous payouts. For, it is a risk that you must pay on time with loan intrigue sum. So you can use loans to subsidize your settled stores or value reserves. Additionally, it is vital to ponder the credit reason as an obligation ought to dependably be utilized for noteworthy reasons throughout everyday life.

  1. Keep a tab on your credit report

When you apply for a loan, it is imperative to keep a strict vigil on your credit report. You should search for approaches to expand your score. If you are running a moved over credit charge for a couple of months, you should as a matter of first importance clear the adjustment on the card. It would sufficiently spare on the intriguing part.

So also whenever you have different credits running all the while consider uniting your obligations and pay off your month to month obligation load. Thus you can likewise consider utilizing an accomplished loan agent’s recommendation to utilize less expensive loan choices, for example, an anchored loan against property or a mortgage holder loan to pay off your month to month obligation reimbursement load.

Remembering every one of these variables, as you evaluate you are acknowledge wellbeing and apply for certainty, your loan application will undoubtedly be recognized, making you your very own supervisor monetary choices!


With the ascent in loans taken in the 21st century expanding year on year, the customer today should know how and when to utilize an individual loan. Taking a personal loan today isn’t only to fulfil a commitment. There are unique things you can do with a personal loan.

Individual loans are the prime method to get some quick cash within reach. Many loaning organizations and agents will furnish with immediate financial help to honest to goodness and potential credit candidates. These banks give such satisfying terms that the borrower is committed to benefiting from a loan from them. These credits are the most helpful when in need of a snappy loan, particularly amid crises. You need to remember the critical needs; most banks give individual loans online choices too, so it is more helpful for the borrower.  I hope the article has been of great help to you? please wait for our next article on financial matters!

Best Moneylender in Jurong – Quick Credit Pte Ltd

Quick Credit is the best legal money lender you will be able to get in Jurong area. Any money regards, we will be able to give you a hand. Our well train loan staff will be able to create a good loan package that most suitable for you. We open door to give out the lowest interest loan since the year 2002.

Interested in knowing more about how you can get a loan from us? You can drop us an email at Our experienced staff will get back to you as soon as possible. Or you can drop us a message here .

Alternatively, you can call us at +65 6899 6188. Or visit our office at 2 Jurong East Street 21 #04-01A/B IMM Building Singapore 609601. The nearest MRT station to us will be Jurong East Station.


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Is it okay to blindly follow financial advisors?

Posted by admin
on September 3, 2018

Is it okay to blindly follow financial advisors?

When we are new to field of financial planning and management, the first step most of us take is read up on the subject online and take help of experts. In this case, experts could be a distant relative or a friend who is a pro at handling finances and investing. Some people end up going to a financial advisor to learn and seek advise on handling their money matters. These financial advisors or brokers then take responsibility of your finances and invest them in various places depending on your risk tolerance. But, the question here is, is it okay to just blindly leave your finances in the hands of a financial advisor and completely forget about it?

No doubt financial advisors have a good understanding of the financial markets and their knowledge enables them to make prudent decisions, but at the end of the day, they aren’t really offering any advice for free. They too are doing their job to make profit and earn a living. So, in effect, there are both pros and cons to hiring a financial advisor. While the pros will indeed work in your favour, it is important that you are aware about the downsides of blindly following the words of a financial advisor. Let’s explore this thought in detail.

A reality check

According to a recent survey, 61% of Singaporeans consult financial advisors and some of them are even open to robo-guidance. The figure exceeds the overall average of Asian countries that is 56%. This goes to show the overall reliance of Singaporeans on financial advisors. While this may not be a bad thing, blindly following any advice that comes your way is certainly not the way to go. Firstly, you need to understand that most of these financial advisors are brokers.

So, any financial product they recommend to you fetches them some commission. This means that your financial success may not be your financial advisor’s top priority. Their main aim could be to sell as many financial products possible to make sure they earn a profit. The next time you think of your financial advisor to be your knight in shining armor, who would rescue you from your financial ignorance, think again. The advice could either be for your benefit or for theirs.

How much are paying your financial advisor?

A good way to counter this is to do your own research on the financial markets. Discuss with your financial advisor regarding the investment options in hand and play a proactive role in the decision making process of your investments and taxes. You also need to be wary of the amount you will be paying to your financial advisor. If you find yourself paying ¼ th of the profit you make to your advisor, then reevaluate the expense. In some cases, it may not be necessary to have a financial advisor. People with high net worth, several assets, several investments, and with more than two people living under the roof require a professional to manage their money.

Warning signs you are dealing with a bad financial advisor

They talk down to you

No one likes to feel belittled. Quite often, some clients may not be adept with the happenings of the financial world. You cannot hold this against them and talk down to them. The ideal way of approaching any client is by being humble and patiently explaining to them the implications of their financial decisions. So, if you come across a financial advisor who does not have enough patience, say goodbye and invest your time and energy in finding better financial consultants.

They don’t account for your spouse

Some financial advisors fail to account for your spouse while making financial plans. Both female and male advisors are guilty of this behaviour. There are two problems with this approach. Firstly, your spouse is an integral part of your life and also in some cases a dependent member in the family. Hence, any financial plan is incomplete without taking the other spouse into account. Secondly, only considering you over the other spouse means there is a narrowed down approach towards your financial goals.

Communication is major issue

You surely want to work with a professional who is accessible. Imagine calling and mailing your financial advisor multiple times and he never seems to be free to talk to you or even reply to your queries via email. By working with someone like that you don’t want to add to your stress. So, if at any point you feel that the financial advisor you are dealing with is going to give you a hard time with communication, then it’s time to consider another advisor for your portfolio.

Having more than one financial advisor gives you a broader spectrum of choice. It doesn’t limit you with just a point of view but provides you with a wider gamut of possibilities and estimations for financial success. Although ideologists, such as Barry Schwartz, counter the whole idea of having many choices. But, think about it, when it comes to your finances do you really want to blindly rely on just one financial advisor? Do you want to give an external entity so much power to affect your financial growth? Well, that may or may not work out for you. But, what could work in your favour is taking some responsibility for the financial decisions you make, hear out multiple perspectives and possibilities for dealing with your assets, and then make your decision based on the information you have.

Good Licensed Moneylender

Quick Credit is the best money lender in Singapore. Regarding cash problem, you look for us, we will give you the best solution. Our great loan advisors will be able to come out with a good loan package to assist you to clear off all your outstanding. In doing so, will help you keep better track of all your expenses and money.

Besides that, we have highest positive moneylender reviews among moneylenders in Singapore. Furthermore, Quick Credit is also one of the few moneylender open on Sunday!

Interested in knowing more about how you can get a loan? You can drop us an email at We will get back to you as soon as possible or you can drop us a message here.

Another method, you can call us at +65 6899 6188. Or visit our office at 2 Jurong East Street 21 #04-01A/B IMM Building Singapore 609601.

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