Sembawang is the North Region of Singapore with well planning residential town. In any matter, you require personal loans just looking to trusted licensed money lender in Sembawang– Quick Credit Pte Ltd. We comprehend the moment you urge for money for emergency expenses or the accomplishment of commitments. Therefore, we are simplifying the loan process so you can get cash within 60mins.
On the other hand, we also know that people search for a licensed moneylender company that’s reliable and provide low-interest rates, especially in some other areas. Therefore, Quick Credit offer services in other areas of Sembawang.
Advantages of applying for a personal loan from Quick Credit:
- You can get the lowest interest charge from Quick Credit.
- Custom made loan package that suits for borrower’s need.
- Flexible monthly repayment schedule that fits one’s paying capacity.
- Our experience staff explains every single term of detail.
Quick Credit Licensed Moneylender Services
- Personal Loan is designed to meet your individualistic needs, you can make use of the money to pay off the hospitalization fees, home renovation, wedding expenses, etc.
- Bridging loan is a short-term loan, e.g. you are in the process of selling your current house and purchase of a new house.
- Business Loan is specially created for SME entrepreneurs in Singapore. They can make use of the loan to expanding their business.
- Payday Loan is to assist you when there is unexpected usage.
How to Never Retire
You must have seen people around you leaving their jobs or business after a certain age, mostly between 55 to 70 years of age. You too can consider doing the same. However, never retiring is a better option. When you never retire you are obviously financially independent for a few more years of life and will be able to look after your expenses on your own. Also, being active and doing something you love will keep you happy and content. So how do you never retire? Here’s how.
Work Hard Today
You must have heard people say that it’s better if you work hard today so that you can bore sweet fruits later. This is true. If you work hard till the age of 30 years or 40 years and can save a considerable amount now, there won’t be any need for working too hard after retiring. Till the age of 30-40 years, you are physically and mentally fit to put a lot of effort and work hard to secure future for yourself and your family. As you grow older, you will be less capable of working hard as much as now, and that’s the sad truth of life. Therefore, make the best use of this age and work as much as you can. And by working, we don’t just mean working but also saving as much as you can. Don’t wait till you are 70 years old and then regret not working hard and saving enough. You can rest and enjoy life after actually retiring as you can use your savings to live the rest of your life happily.
Plan Your Retirement
Wise is the person who prepares himself for the future. If you get options to double or even triple your savings and give high returns after your retirement, nothing can be better than that. But for that to happen, you will have to plan your post-retirement period well and make as many investments as possible. Firstly, invest in the Central Provident Fund (CPF) so that you can invest and not touch the same for 55 years. Your money will not only be safely locked for 55 years, but you will also get interested on that amount. Invest in mutual funds and insurance policies with long-term tenure that mature after your retirement. There are few instruments that you can invest in such as fixed income, stock, bonds, mutual funds, ETFs, REITs, CPF life, annuities, or just retirement plans offered by insurance companies. When you diversify your instruments, you lower the risk of facing any losses.
Work Till You Can
The more time you work for, the better it will be for you. As we already talked about those many benefits of never retiring, you can see how remarkable the difference it can have on your life. You will be financially independent for a few more years of your life and will be able to put more dollars into your savings. Nobody said you must retire at the age of 55 or 60 years of age. If you are healthy and you feel like working, you can continue with the work till your 80’s, or even more. The foremost thing you must consider is your health. Make sure you are mentally and physically fit to commute, work, and take the daily pressure of your work. If you feel it is becoming too much for you to handle, consider quitting your job or business then. But, DO NOT stop working just because you are nearing the usual retirement age. All your friends may do it and try to convince you for the same, but remember that you have to think about your old age, your life after retirement, and your loved ones.
Start a Home-based Business
The motive should be not to stop working for as long as you can. And if you think that you can’t commute to your workplace and deal with the daily grind, you can start your home business as well. If you are already running a business, you can take a branch of it at home and function from your home or any other place where you’ll be comfortable. If you don’t run any business and do a job, maybe it’s now time to fulfil your dream. After retiring, you can consider starting a business of your own that you always wanted. If you ever wanted to start your own E-commerce website, you can do it after leaving your full-time job. Or if you had any other dreams, you know when is the best time to turn them into reality. Starting your business will not only give you financial security for a longer period, but it will also keep you occupied most of the time. And not to forget, you will be proud of owning a business and fulfilling all your dreams. But again, keep your health and comfort the first and second priority.
Build Your Passive Income
Not everybody wishes to own a business. If you are one of them, there’s another option for you. Instead of starting a business, you can look for passive income options that will also keep you occupied and financially covered. You can Google, and you’ll find tonnes of passive income options available. Start filling up online surveys to make a few dollars or start a meal delivery service. If you are an expert at something, say mathematics or cooking, you can conduct classes for the same. If you love kids, think of babysitting as well. Or you can get inspired by the movie The Intern and think of going back to the office life, maybe as a freelancer or an intern. Just like these, there are a lot of options available.
“Retirement” is just a term that can put a comma on your life. If you want to live your life just the way you always did, or if you wish to do everything that you couldn’t do during your life due to various responsibilities, your age shouldn’t limit you. So, be ready to enjoy the advanced level of your adulthood and never retire in life.
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