Quick Credit Pte Ltd is a trusted licensed moneylender in Clementi. we comprehend the feeling of you need cash in an emergency or accomplished of others’ commitment. In the event, you need a budget for your wedding, vacations or even in an emergency situation we provide several moneylender services with low and competitive interest rates.
We also know that people search for a licensed moneylender company that’s reliable and provide low-interest rates, especially in some other areas.
Benefits of Quick Credit personal loans:
- Various types of loans with low-interest rates.
- Adjustable loan packages to meet every borrower’s individual needs.
- Simple monthly repayment plans that fit one’s paying capacity.
- The friendly staff explains the loan term in detail.
Quick Credit Moneylender Services
- Personal Loan is designed to meet your individualistic needs, you can make use of the money to pay off the hospitalization fees, purchase new gadgets, wedding expenses, etc.
- Bridging loan is a short-term loan, e.g. you are in the process of selling your current house and purchase of a new house.
- Business Loan is specially created for SME entrepreneurs in Singapore. They can make use of the loan to expanding their business.
- Payday Loan is to assist you when there are unexpected expenses.
How to Stay Out of Debt with Low Income
Living with a low income? We all can understand how painful it is. Whether you have started working recently or your employer doesn’t pay much, you will have to survive with limited money at hand. And to make sure that you don’t fall into the deep well of debts, you must follow these tips.
Diversify Your Income
Today, when everything’s so expensive, and when you have low income, looking for a secondary means of income is more than a good thought. If you think that you can manage your time and resources well, consider getting a second job. You can either look for a real job or convert your hobby into work. You can tuitions at home, be a freelance writer or graphic designer, photographer, babysitter, or anything else that you would want to be. You can even fill online surveys to get paid at a slow pace. You can use this additional income to make more savings or live a little more comfortably.
Avoid Unnecessary Fees
Various fees and penalties can also burn a hole in your pocket. So, it is the best idea to stay away from different extra costs. Pay all your bills on time – utility, mobile, internet usage, credit card, loan, insurance policy, and other liabilities. Don’t miss out on even one billing date as doing so can result in penalties that you will have to pay unnecessarily for issues that you could’ve easily avoided. If you think you won’t be able to pay a month’s bill or rent, talk to the concerned person and try to find a solution to save yourself from additional fees.
Don’t Raise Your Budget
The actual challenge is when your income increases but you still have the thought of saving money and staying out of debt. This is the time when you will have to keep control over yourself. Suppose you get a tax return, bonus, appraisal, or promotion. Your income will increase, but that doesn’t mean that it is a good idea to raise your budget and start living lavishly. You still should live with a limited budget. Put it directly into an account that pays interest; it may help you grow the value of your cash. Or you can even plan another investment to secure your future. Depending on the amount you receive, think of ways that will benefit your present and your future. The same rule should apply when you have a secondary income.
Along with a tight budget and curbing unnecessary expenses, you must also keep some emergency funds for yourself. You never know when an emergency may arise. You must be prepared for it. Hence, save a certain amount every month for unfortunate times. Take that amount away from your regular budget and make sure you don’t touch the amount at any cost.
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