Clementi is located in the West region of Singapore with well planning residential town, there are some shopping malls and hawker food. For any reason, you need urgent cash just approaching the best-licensed money lender in Clementi– Quick Credit Pte Ltd. We comprehend the urge for money for emergency expenses or the accomplishment of commitments. In the event, you need funds for your wedding, vacations or even in an emergency situation we provide several moneylender services with low and competitive interest rates.
Besides that, we also know that people search for a licensed moneylender company that’s reliable and provide low-interest rates, especially in some other areas. Therefore, Quick Credit offers services in other areas like Clementi.
Characteristic of Quick Credit Personal Loans:
- We offering various types of loans with low-interest rates.
- Adjustable loan tenure to fulfill every borrower’s needs.
- Simple monthly repayment plans that fit one’s paying capacity.
- The kindly staff explains the loan term in detail.
Quick Credit Moneylender Services
- Personal Loan is designed to meet your individualistic needs, you can make use of the money to pay off the hospitalization fees, purchase new gadgets, wedding expenses, etc.
- Bridging loan is a short-term loan, e.g. you are in the process of selling your current house and purchase of a new house.
- Business Loan is specially created for SME entrepreneurs in Singapore. They can make use of the loan to expanding their business.
- Payday Loan is to assist you when there are unexpected expenses.
9 Big ETF Mistakes You Must Stop Making
Exchange Traded Funds (ETF) are very popular for investors in Singapore. Due to their low cost, transparency, tax efficiency, and easy tradability, investors are now choosing ETFs as one of the investment options in their portfolio. But, they are many people who do not have a clear idea about ETFs. Therefore, we are listing down some of the mistakes that will help the investors to avoid them and become more successful ETF investors.
Mistake 1: Ignoring the Expense Ratio
Some of the investors assume that all ETFs are low-cost instruments and quickly fail to see the fees charged by an ETF. When you look for an ETF within a given segment, you tend to ignore the fee differences that your strategies might fail. ETFs are so popular because of the competitive expense ratios charged relative to the traditional actively-managed mutual funds. In simpler words, the more complex or granular the exposure is, the higher is the expense ratio. The expense ratio plays an important role in the returns in the long-term. The easiest way to spot the differences in the expense ratio is to look beyond the price tag and consider all the variations such as index tracking, trading costs, and underlying cost exposure. For investors who are looking to minimize the expenses, you may consider switching from mutual funds to ETFs. But, for those who want to cut down the costs, comparing the expense ratios is the next step.
Mistake 2: Buying Above its NAV
ETFs usually trade at fair prices which are intrinsic or aggregate of the holdings. But, there are times when the ETFs’ prices deviate from their Net Asset Value (NAV), and they can be traded at a premium or discount to their NAVs. If you buy an ETF when it is trading at a premium, you can incur losses when you sell the ETF if the premium crashes.
Mistake 3: Buying the Newest Trendy ETF
There are almost more than 100 new ETF products launched each year. Many investors chase the latest and trendy ETFs without researching about them and buy them. Though purchasing the latest ETF can give you good returns, you need to ensure that these new products do not affect you much in future. The new ETF products are introduced in the market after they have a run-up. Therefore, when you buy the ETF while they are at the top of the market, you might have a hard time when they don’t perform well in the future. Hence, track, research, and analyze the performance before you purchase an ETF.
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